Whether you are purchasing a new home in California, renovating a house, or simply making your current home more energy efficient, a FHA home loan can be the solution to monetary concerns or problems. Since being established in the early 1930s, the Federal Housing Administration has aimed to assist all people to live in their dream homes, be it in California or elsewhere in the United States, through loan and mortgage assistance. Time tested and government backed, there are few excuses to pass up a FHA loan.
The largest percentage of a person's life is spent in their house. A FHA loan makes sure that time is well spent. The FHA does not lend money, however serves as insurance to lenders so you can obtain a mortgage or loan to renovate or purchase a house. With rates as low as 3% of the purchase price of the home, and some programs that require no money down, the benefits of an FHA loan outweigh its costs.
California is a beautiful state full of beautiful homes. The dream of owning a California home may seem difficult, but with thanks to the Federal Housing Administration, that dream is not an impossibility. We can help you become a homeowner with the help of an easy, hassle-free FHA loan. Our site is full of useful information, frequently asked questions, and friendly customer service should any questions arise. Take a look around at make the smart decision of a choosing a FHA loan.