If you are a first-time home buyer or have bought a home before and have less than perfect credit you have come to the right place. At Mortgage Loan Place our FHA Home Loan Specialists will take you through the loan process step-by-step.
With an FHA Loan you can:
FHA Loans are guaranteed loans, which means that lenders will offer you lower, more affordable rates. Even if you have less than perfect credit or are a first time home buyer, an FHA Loan can help you save money on the home of your dreams.
Start now by filling out the short form below. We do not require your Social Security number or conduct a credit check to match you with lenders!
We can help if you are considering a refinance of your current loan. You can learn more about a FHA Refinance and get connected today.
If you are having trouble meeting your monthly mortgage payments, or would just like to take cash out to make home improvements or pay off debts, a FHA Refinance can help. Let us help you find the solution. Get started with your FHA Refinance online. Get more information on FHA Refinances »
It's Easy! No Obligations, SSN or Credit Check
FHA Loans offer a loan guarantee for mortgage companies. If you acquire a FHA Loan to purchase a home, the FHA is not actually lending money to you, the buyer; the FHA simply guarantees the lender in case you, the borrower, default on your mortgage payments.
You can pay as little as 3% of the purchase price of your home for your down payment, and finance your closing costs with your mortgage loan. The FHA can guide you toward programs that require no down payment.
You can purchase a home in need of repairs and finance the repair costs with the mortgage. This way you can make the necessary repairs immediately without having to come up with the money yourself.
You can purchase manufactured homes and condominiums with a FHA Loan.
Why put your dream of home ownership off any longer when the FHA can make it happen now? If you're ready to purchase a house, the FHA has home loan programs available to help cover the cost. Because these loans are insured by the FHA, lenders are able to offer you lower, more affordable rates. No matter what your unique situation may be, the FHA can help you. Find out more about different programs below, or connect with a specialist now.